CINDY HARTMAN

Cindy Hartman, Realtor® Broker/Owner
Hartman Florida Real Estate
18801 Misty Lake Drive
Jupiter, FL 33458
Phone: 561 320-9114 Mobile: 561 504-6316 Email CINDY

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Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

 

Jupiter Florida Homes for Sale
Cindy Hartman, Broker, REALTOR®, e-PRO®
AHS™                   

Home-Staging Specialist™, Senior Housing Specialist ™
Certified Property Management Specialist

Hartman Florida Real Estate LLC - Jupiter, Florida

Cindy@HartmanFlorida.co  m     Cindy_Hartman@comcast.net

 Direct: (561) 504-6316
Florida Real Estate and Florida homes for sale

          

                         Office:  (561) 320-9114
 

             Florida Homes Internet Marketing Services      Florida Fair Housing  FLORIDA REALTOR , Jupiter Florida Real Estate        Home Inspection Services

    

All information contained herein is deemed to be reliable, but is not guaranteed.

Hartman Florida Real Estate, LLC
18801 Misty Lake Drive, Jupiter Florida, 33458
  Direct:  561 504-6316   Office: 561 320-9114

Cindy@HartmanFlorida.com

Florida Licensed Real Estate Broker # BK3230828

    

"... You never know what's just around the corner!..."